Home Insurance Policy – Stillwater

Homeowners Insurance Agency

Looking for reliable home insurance coverage near you? At Valley Agencies, we specialize in providing homeowners with comprehensive coverage and peace of mind. Whether you are a first-time homeowner or looking to switch insurance providers, our agency is here to help meet your needs.

Homeowners Insurance Services

When seeking the right homeowner insurance, our agents can assist you in determining the most suitable options according to your requirements and budget. A standard policy generally includes the following:

Protection for your home structure

Support for additional living expenses if your home becomes uninhabitable due to a covered incident

Coverage for other structures situated on your property, such as a garage or shed

Coverage for personal liability or legal expenses

Safeguarding your personal possessions

Limited coverage for valuable items, with the option to enhance coverage as needed

It is important to explore the possibilities for tailoring your coverage limits and features to match your specific needs. Our homeowner insurance policy offers coverage within the following categories, ensuring that your home and assets receive the appropriate protection.

Dwelling Coverage

At Valley Agencies, our home insurance offers protection for the structure of your home.

Whether it is damage from a storm, a fire, or other covered events like leakage from plumbing or appliances, or theft, you can count on us to help rebuild your home from the ground up.

Personal Property Coverage

At Valley Agencies, we believe that your personal belongings are just as important as your home itself.

Our policies provide coverage for your furniture, electronics, clothing, sporting goods, and other possessions in the event of theft, vandalism, or damage.

Liability Protection

Accidents can happen, and when they do, you need a reliable safety net. Our home insurance includes liability coverage, which can help you in case someone is hurt on your property and you are held responsible. Our liability coverage will protect you in the event of a claim. It will provide the defense you need in case of a lawsuit or if you or any family member is held liable for causing property damage or bodily injury to others.

Additional Living Expenses

If your home becomes unlivable due to a covered event, our home insurance policy will cover your temporary living expenses, ensuring that you and your family can continue your daily lives without any concerns or financial worries.

Why Choose Valley Agencies

Your home is one of your most significant investments, and when it comes to safeguarding your investment, you need an insurance agency you can rely on. With years of experience in personal and commercial insurance services, we have the skills and expertise to cater to our clients and address their specific requirements.

Our home insurance services are designed to offer protection beyond your house’s bricks and mortar. Our homeowner insurance covers not only your dwelling but also your personal belongings, liability, and additional living expenses in case of unexpected events like fires, robbery, or natural disaster.

1. We provide Comprehensive Coverage

Valley Agencies provides wide-ranging coverage designed to cater to your specifc needs. We understand that every home is different, and our policies can be customized to fit your requirements, ensuring that you are adequately protected.

2. We charge affordable premiums

We believe that quality home insurance should not break the bank. That is why our homeowners insurance policies are competitively priced, giving you peace of mind without stretching your budget.

3. Local Expertise

We understand the significance of having a local presence when it comes to choosing a homeowners insurance agency. That is why Valley Agencies has a dedicated team serving the St. Croix Valley and surrounding areas. Our local agents are familiar with the particular insurance needs of this community and can provide you with personalized, face-to-face guidance. Looking for a homeowners insurance agency near you? Contact us today!